The AAA Foundation for Traffic Safety estimates that an average of 682,000 hit-and-run car accidents happen each year in the United States. Being involved in a hit-and-run accident can be a traumatic and confusing experience, particularly when it comes to understanding how to receive compensation for any damages or injuries.
In New Jersey, where traffic can be heavy and accidents frequent, knowing the steps to take following a hit-and-run is essential. People who deal with this type of accident often face not only physical and emotional distress but also the challenge of navigating the process to secure compensation without the at-fault party being present.
Gather as much information as possible
Immediately after the accident, try to gather as much information as possible. This includes the make, model, and color of the vehicle and any part of the license plate number you can remember. Also, look for witnesses who might have seen the accident and can provide statements or additional details.
Report the accident
Report the accident to the police as soon as possible. A police report is important in hit-and-run cases, as it serves as an official record of the incident. Provide the police with all the information and evidence you have gathered.
Check your insurance coverage
Review your insurance policy to understand your coverage. New Jersey requires drivers to have uninsured motorist coverage, which can provide compensation for a hit-and-run accident. This coverage can help with medical expenses, lost wages and repairs to your vehicle.
Document your expenses and injuries
Keep a detailed record of all expenses related to the accident, including medical bills, repair costs and any lost wages due to injury. Documenting your injuries and their impact on your daily life is also important. This information is essential when filing an insurance claim.
By following these steps, you can navigate the aftermath of a hit-and-run accident and seek the compensation you need for recovery and repairs. Remember, acting quickly and keeping detailed records are important in these situations.