Accidents can happen at any time, even when you are doing something as routine as getting out of your car. This raises the question, though, of if you can file a claim if you get hit in such a situation.
Understanding the laws and processes at play will help you navigate this unexpected scenario.
Determining fault
The first step in assessing your situation is to determine who is at fault. If another driver hits you while you are exiting your vehicle, their negligence could be a contributing factor. Keep in mind that New Jersey follows a principle of comparative negligence, meaning you may be eligible for partial compensation even if you are partially at fault.
The role of insurance
Having the right insurance coverage plays a significant role in addressing the aftermath of such incidents. Your insurance policy may cover the damages if the other driver is uninsured or underinsured. Be sure to review your insurance policy and understand the coverage details.
Collecting evidence
Gathering the right type of evidence will help you support your claim. Take photographs of the accident scene, including any damages to both vehicles. Obtain contact information from any witnesses who may have seen the incident. Providing a clear and comprehensive account of the events will strengthen your case.
Getting hit when getting out of your car can be a disorienting and utterly surprising experience. However, keeping calm and acting within your rights can help you navigate the claims process more effectively. Taking proper steps and addressing the aftermath appropriately will make it easier to secure the compensation you deserve.