Identity theft is one of the fastest-growing crimes in the United States. Experian found that as many as 15 million people have their identities stolen every year.
If you live in the Garden State and find yourself facing an identity theft charge, the potential consequences can be profound, impacting many areas of your life.
Potential employment challenges
Many employers conduct background checks before offering a job to a potential candidate. If you have an identity theft charge on your record, it may raise red flags for potential employers, making it challenging for you to secure a job. Even if you manage to find employment, some professions might be off-limits due to the nature of the charge.
Difficulties in obtaining housing
Landlords typically screen potential tenants before renting out their property. A background check that reveals an identity theft charge could hinder your chances of securing housing. Landlords may view you as a risk, worrying that you might commit fraud or other financial crimes.
Impacted financial status
An identity theft charge can also wreak havoc on your finances. If convicted, you will face hefty fines, which could put you in a precarious financial position. Additionally, banks and credit institutions will be wary of offering loans or credit cards, affecting your ability to make significant purchases like a home or a car.
Strained personal relationships
Trust is a foundational element in personal relationships. Friends and family members might become wary or suspicious once they learn about your charge. Rebuilding trust after such an incident can be a long and arduous process.
Many colleges and universities ask about criminal histories during the application process. An identity theft charge could impact your chances of getting into a desired educational institution or obtaining financial aid, making it harder for you to pursue your educational goals.
It is important to be aware of these potential challenges so you can prepare for what lies ahead, ensuring you make informed decisions that support a brighter future.